Hot Disability & SS Topics

Read the latest Disability & Social Security topics below that may affect you. A local Disability Insurance Benefits Attorney from our site search is ready to help. Get solutions today from our Disability Insurance Benefits Attorney search!

Disability Compensation
When individuals no longer have access to their full income due to a workplace injury, their financial stability can be negatively impacted.

Disability Insurance benefits
Disability insurance benefits are designed to provide financial assistance to sick or injured individuals who are unable to work.

Temporary Total Disability
Temporary total disability means that an individual will be unable to work while recovering from their illness or injury but that they will be able to return to work once their recovery is complete.

Temporary Partial Disability
Temporary partial disability benefits are designed to supplement the difference in an individual's salary while they are recovering from their injury.

Social Security Benefits
Social Security is a benefits program operated by the government that is designed to provide financial assistance to retired, disabled, or widowed Americans.

Veterans Disability Benefit
According to the United States code, individuals eligible for veterans benefits include anyone that has actively served in the military, air, or naval services.

Disability Claim for Social Security
In order to qualify for one of these social security disability benefits programs, individuals must provide evidence that they are disabled according to the definition of "disability" as established by the Social Security Administration. .


Disability & Social Security: Disability Insurance Benefits Attorneys

Disability Insurance Benefits Attorney

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There are two ways in which "disability" is defined. First, if a sick or injured individual is unable to perform their own occupation, the individual will be considered disabled. This type of disability indicates that the individual is no longer able to execute the job duties they were carrying out prior to their sickness or injury. Second, when an individual in no longer able to perform the occupation for which they are suited by both education and experience, the individual may be considered disabled. However, there are some caveats to this definition of which individuals should be aware. Disability insurance benefits are designed to provide financial assistance to sick or injured individuals who are unable to work. Sick or injured individuals that need help obtaining their disability insurance benefits should contact a disability insurance benefits attorney.

Do you qualify for Social Security Disability Insurance? Contact an Disability Insurance Benefits Attorney Today ! Get professional help, consult with a local experienced Social Security Disability Insurance Lawyer to discuss your case. The sooner, the better.


Types of Disability Insurance Benefits

There are four types of disability insurance benefits for which a sick or injured individual may be eligible. These four types include:

  • Worker's Compensation
  • Social Security
  • Short-term Disability
  • Long-term Disability

Worker's compensation will provide benefits for things such as medical bills and lost wages. Additionally, worker's compensation will provide individuals with up to two-thirds of their salary. Social Security benefits are paid to individuals that meet Social Security's definition of disability. The application process to receive Social Security can take as long as 90 days, and then there may be a six month waiting period before the individual is able to collect a Social Security check.

In most cases, short-term disability is an employer paid benefit. Typical requirements and restrictions regarding short-term benefits packages are:

  • Individuals must be employed for a certain amount of time before they are eligible for benefits
  • Individuals must work full-time or at least 30 hours per week
  • Individuals will be paid 50 to 70 percent of their weekly salary
  • Individuals will receive benefits for a time period of between 10 and 26 weeks

Some states mandate that disability insurance benefits be paid for up to 26 weeks. A disability insurance benefits lawyers can help disabled workers ensure they are receiving the maximum disability benefits to which they may be entitled.

There are generally three types of long-term disability policies from which an individual may choose. These policies include:

  • Non-cancelable policies with fixed premiums
  • Guaranteed renewable policies with premiums that can vary based on specific guidelines
  • Conditionally renewable policies with variable premiums that can be canceled on certain conditions

While individuals may purchase long-term disability insurance to help them financially if they become disabled, they oftentimes have difficult obtaining the benefits they deserve. This is where disability insurance benefits lawyers can be of invaluable assistance.


Contacting Disability Insurance Benefits Lawyers

The attorneys at disability insurance benefits law firms understand the importance of disability insurance benefits to an individual's financial stability. Prior to submitting a disability claim, it will be in the best interests of the disabled individual to contact an attorney. A lawyer can assist with completing paperwork and filing in a timely manner. When a disability claim is denied, individuals should not hesitate to contact an attorney for assistance. Call today for assistance.

 

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